June 2022 Update
Doug English, CFP® discusses the markets and what we did in our clients portfolios in June 2022.
April 2022 Update
Doug English, CFP® discusses what we did in our clients portfolios in April 2022.
March 2022 Update
Doug English, CFP® discusses what we did in our clients portfolios in March 2022.
How Female Leaders Can Stand Out in the Credit Union Movement
According to data released by the Credit Union National Association (CUNA), 51% of credit union CEOs are women. Still, women are less represented in the credit union workplace now than in the 1980s. Jill Nowacki and Judy Tharp join C.U. on the Show to discuss common workplace challenges women face, how employers can recruit more […]
ACTive Bond Strategy March 2022 Update
Watch Doug English, CFP®, give an update on the recent ACTive bond strategy changes for March 2022.
Geopolitics and Equities
Watch Doug English, CFP®, discuss equity strategies in times of geopolitical turmoil.
Navigating Geopolitical Tensions
The green shoots are hard to see right now as spring approaches, clouded by war in Ukraine. Democracy is under attack and innocent lives are tragically being lost. But while we keep one eye on overseas developments, the other remains squarely focused on the fundamentals of the U.S. economy and the stock market to […]
Should Credit Unions Fund Split-Dollar Plans With Whole Life or Index Universal Life Insurance?
At ACT Advisors, the split-dollar plan is one of the most powerful executive compensation tools we encounter when delivering meaningful benefits to executives. The reasons include relatively reliable returns, lower risk, and their non-taxable nature in most cases. Before a credit union offers a split-dollar plan, however, it must evaluate how to fund it, typically […]
Split-Dollar Versus 457(f) Plans and What Credit Unions Should Evaluate
When building an executive benefits package that seeks to recruit and retain top talent, the question arises: with multiple options, which benefits should we include? Popular choices that uniquely benefit credit unions are the collateral assignment split-dollar (CASD) and 457(f) plans. Both are retention tools that provide retirement benefits to executives—but which is better? As […]
Can—and Should—Your Credit Union Serve Cannabis-Related Businesses?
With the legalization of medical and adult-use, i.e., recreational marijuana spreading across the country, you may be considering how your credit union can begin providing services to cannabis-related businesses. Perhaps you don’t know where to start or if you even should. With more research demonstrating the positive benefits of medical marijuana, many credit unions view […]