Urgency Is the Tell: Pause Before You Respond

When a caller, email, or text makes it feel as though you must act immediately, that urgency deserves a closer look. Scams increasingly use convincing messages and voices to pressure people into sharing information or sending money. The demand to act fast is often the point: it can push you past the moment when you […]
October 2026 Market Update: September Cooled Off—What Changed?
In the October market update from ACT Advisors, Doug English, CFP®, founder of ACT Advisors, explains why different parts of the market moved in different directions. Bonds had a more difficult month than stocks as longer-term interest rates moved higher. Taxable bond prices declined about 2%, with a somewhat larger decline in tax-free bonds. The […]
2026 Mid-Year Outlook: What We’re Watching—and What Still Drives the Plan

Market forecasts can be interesting. They can also become a distraction when every new headline is treated as a reason to change course. In our 2026 Mid-Year Outlook replay, the ACT team discusses the forces we were evaluating in stocks, bonds, interest rates, and inflation. More important, we explain how those views fit into the […]
September 2026 Market Update: What Are We Watching After a Strong August?

Doug English reviews August market gains and three planning questions to revisit if markets pull back in September.
How Credit Unions Can Build Digital-First Experiences While Preserving Member Trust

Daniel Arita of First Entertainment Credit Union discusses the strategy behind CineFi and the opportunities and challenges credit unions may encounter as financial services become increasingly digital.
How Credit Union Boards Can Use AI to Ask Better Questions and Strengthen Strategic Planning

Lamont Black and Doug English explore practical ways to bring AI into board preparation today—and how it may reshape boardroom decision-making in the future.
August 2026 Market Update: When Stocks and Bonds Move the Same Way
July brought broad declines across stocks and bonds. Doug English, CFP®, shares ACT Advisors’ qualified outlook, a QQQ Technology Index update, and a secure tax-return upload reminder.
How Credit Unions Can Use Data to Better Understand and Support Members

In this episode of C.U. On The Show, host Doug English speaks with Tansley Stearns, president and CEO of Orsa credit union, and Jamie Jackson, founder and CEO of Arkatechture.
How Credit Unions Are Exploring a Cooperative Approach to AI

Doug English and guests discuss CUltivate AI, a credit union-focused CUSO, and AI governance, transparency, privacy and practical use cases.
July 2026 Market Update: A Quiet June and What ACT Is Watching
Doug English, CFP®, reviews a quieter month for markets and explains what ACT is watching next.