Email Us
Sign In
Email Us
Log In
Email Us

When You ACT,
You Get More

More strategy. More clarity. More of what matters—delivered by a fee-only fiduciary financial planning and investment management firm that puts your interests first.

We help successful families, executives, and professionals simplify complex finances, pursue tax-efficient strategies, and plan for what’s next.

See If We're a Fit

Who We Serve Best

Your financial life is complex—and moving fast. If you value strategy, clarity, coordination, and expert partnership, you’re in the right place.

Senior Executives Navigating
Complex Compensation

You’re managing a demanding career, and your compensation reflects it—stock options, RSUs, deferred compensation plans, and bonuses that carry real opportunity and real risk. You want to reduce tax friction, align benefits with long-term goals, and make informed financial decisions without pressure or product sales. We help design strategies to address complexity and support your financial goals.

Families Managing Significant Wealth and Pivotal Decisions

You have significant assets or income, growing complexity, and the responsibility that comes with both. You may be navigating major life events—retirement, a business sale, inheritance, or preparing to transfer wealth to the next generation. You want integrated advice that connects investments, taxes, estate planning, and legacy goals. We provide thoughtful collaboration, clear guidance, and a relationship grounded in trust.

Credit Union Executives with
Unique Benefit Packages

You’ve built a mission-driven career and earned benefits like 457 plans or split-dollar arrangements—benefits that require specialized, objective guidance. You want advice that aligns with your values, reduces unnecessary tax exposure, and takes advantage of your Tax Delta™ superpower. We understand the credit union movement and help you uncover opportunities within your current benefits package—so it works as hard for you as you do for your members.

Here’s What You Can Expect — And What You Won’t Get With Us

We guide you with intentional strategies—and never rely on gimmicks, commissions, or shortcuts. Here’s what sets us apart.

What We Do

What We Don't Do

  • We build financial strategy. We don't sell products. Every decision tied to your bigger picture, not to a commission check.
  • We carefully analyze each client’s tax situation for planning opportunities. Buried inside are opportunities most advisors never bother to dig for.
  • We run portfolios lean and mean. Low-cost, transparent portfolios aligned with client objectives. No hidden drag.
  • We specialize in addressing complex financial situations. Complexity isn’t a burden—it’s where the best opportunities hide.
  • We put tech in the driver’s seat. Smarter tools. Deeper insights. Faster answers.
  • We don’t do one-and-done. Financial planning isn’t a transaction; it’s an ongoing relationship.
  • We don’t stay in our lane. We dig in, do the research, and coordinate taxes, benefits, investments—and bring in specialists when it moves the needle.
  • We don’t avoid complexity—we’re built for it, and it’s where we do our best work.
  • We don’t buy Wall Street B.S. or “exclusive” plays. Transparent, broad access and low-total-cost portfolios—not secrets, hype, or club deals.
  • We don’t sell products. No commissions, no quotas, no sales goals—just fiduciary guidance.

Here’s What You Can Expect — And What You Won’t Get With Us

We guide you with intentional strategies—and never rely on gimmicks, commissions, or shortcuts. Here’s what sets us apart.

What We Do

  • We build financial strategy. We don't sell products. Every decision tied to your bigger picture, not to a commission check.
  • We treat your tax return like a gold mine. Buried inside are opportunities most advisors never bother to dig for.
  • We run portfolios lean and mean. Low total cost. No fluff. No hidden drag.
  • We thrive where others tap out. Complexity isn’t a burden—it’s where the best opportunities hide.
  • We put tech in the driver’s seat. Smarter tools. Deeper insights. Faster answers.

What We Don't Do

  • We don’t do one-and-done. Financial planning isn’t a transaction; it’s an ongoing relationship.
  • We don’t stay in our lane. We dig in, do the research, and coordinate taxes, benefits, investments—and bring in specialists when it moves the needle.
  • We don’t avoid complexity—we’re built for it, and it’s where we do our best work.
  • We don’t buy Wall Street B.S. or “exclusive” plays. Transparent, broad access and low-total-cost portfolios—not secrets, hype, or club deals.
  • We don’t sell products. No commissions, no quotas, no sales goals—just fiduciary guidance.

Our Clients Say It Best

These reviews reflect the care, clarity, and professionalism we bring to every relationship. We encourage feedback—but never compensate or edit what’s shared. What you read here is 100% authentic. You can read more of our reviews here. 

  • ACT Advisors helps me understand the financial markets in so many different ways, personal one on one talks, news letters and even videos. They have helped me make a solid plan for my future including how retirement will look and that has helped my anxiety level about the future tremendously. ACT Advisors treats us like family in the way they take care of us and our finances. I couldn't recommend them higher. Jessica Brett

    kitchen girl Avatar kitchen girl
    May 27, 2024

    We have had the pleasure with working with ACT Advisors, Wes Johnson, Doug English, and their entire team for many years now. They are knowledgeable, have provided great advice in good times and bad, communicate extremely well, and are always available. We have had very good success and trust them unconditionally with our retirement and investments.

    Maria Siachos Avatar Maria Siachos
    May 27, 2024

  • We have worked with Pat and ACT Advisors for several years. He is honest with you and will give you a detailed report on your financial situation tailored to you. Thank you Pat!

    Kim Bass Avatar Kim Bass
    May 27, 2024

    Thoughtful, insightful, and top-notch service!

    Winston Sewell Avatar Winston Sewell
    May 27, 2024

We have been extremely fortunate to have ACT Advisors manage our investments for over 5 yrs. Patrick Latta is brilliant & their staff professional and customer service oriented. So glad... read more

Linda L.

I have been a client of Doug English for 29 years. He is the most knowledgeable and caring investment professional I have every done business with. ACT Advisors is a... read more

James M.

Doug English has worked with me for over 20 years planning my retirement. His financial advice and guidance helped me through difficult financial and personal times. His reviews have... read more

Joe M.
–

These reviews are from current ACT Advisors clients who were not compensated for their feedback. Client experiences may vary and are not indicative of future results. Reviews appear as posted on a third-party site without editing.

Meet Our Team

From your first meeting to every milestone ahead, our team is here to offer steady guidance and exceptional service.

Doug English, CFP®

CERTIFIED FINANCIAL PLANNER™

Doug is a fee-only financial advisor with more than 20 years of experience guiding senior executives through complex financial decisions. He specializes in executive compensation and benefit coordination, including 457 plans, equity comp strategies, and split-dollar arrangements. As the founder of ACT Advisors and host of the C.U. on the Show podcast, Doug is a trusted voice in both nonprofit and corporate executive planning.

Learn More About Doug

Wes Johnson, CFP®

CERTIFIED FINANCIAL PLANNER™

Wes is a fee-only financial planner who helps families and professionals manage wealth with clarity and care. With over 15 years of experience and a background in executive benefit strategy, Wes focuses on investment management, tax-smart planning, and long-term financial coordination. He leads ACT’s Charleston-area office and serves on the board of the Financial Planning Association of South Carolina.

Learn More About Wes

Pat Latta

Wealth Advisor

Pat is a fee-only financial advisor with more than two decades of experience in retirement planning and wealth management. He works closely with clients at or near retirement to simplify their transition, clarify their options, and build a plan that supports the next chapter with confidence. Known for his thoughtful approach and personal connection, Pat helps clients make meaningful decisions with less stress and more confidence.

Learn More About Pat

Jennifer English

Chief Compliance Officer

Jennifer is responsible for risk management within the organization, and ensures compliance with laws, regulatory requirements, and policies and procedures.

Learn More About Jennifer

Nicolette Speziale, CFP®

Operations Manager

Nicolette is responsible for day-to-day operations and administration of client service, financial planning, and marketing teams.

Learn More About Nicolette

Nate Pierce

Associate Wealth Planning Specialist

Nate is committed to empowering others to work towards their financial goals. With a strong foundation in wealth management and financial planning, he crafts tailored strategies that reflect each client’s unique aspirations.

Learn More About Nate
Meet Our Entire Team

Recent Articles from Your Financial Advocates

See Around Corners. Navigate with Clarity.

How Credit Unions Win with Heart and Humanity in a Digital World

In this episode of C.U. on the Show, host Doug English sits down with Lee Silber—author of The Credit Union Way—to explore why stories of compassion, connection, and community remain at the heart of the credit union movement. From tellers who create policies on the fly to help members in need, to branch managers who step in during times of crisis, Silber makes the case that smaller, more personal institutions have a unique advantage.

Read More »
November 20, 2025 No Comments

It Starts with a Conversation—Not a Commitment

We don’t believe in sales pressure or one-size-fits-all advice. 
Just a thoughtful conversation about where you are, what’s ahead, and whether we’re the right partner to help. 

See If We're a Fit