Is India The New China?
India has emerged as a compelling economic growth story and an increasingly attractive alternative to China within the emerging markets complex. A growing population with a robust and young workforce, significant infrastructure spending, and an ongoing digital transformation have been key catalysts to India’s outperformance over China. India has also benefited from the de-globalization trend […]
Weekly Bottom Line
The Federal Reserve held rates unchanged at its September meeting, but updated projections showed that the median FOMC member expects rates to remain above 5% through 2024, reinforcing the higher for longer message. The economy is likely to feel some drag from the UAW strike, which announced additional action at 38 parts and distribution facilities […]
How Curql Brings Fintech Solutions to Credit Unions
A challenge for credit unions today is to keep pace with banks, which have seemingly unlimited budgets to fuel innovative efforts, to deliver comparable value, capture more market share, and provide enhanced member experiences. However, the investment fund Curql presents an opportunity for credit unions to not just survive but thrive by embracing collaborative efforts […]
How Credit Unions Can Create First-App Status Using Data, Generative AI
In recent years, credit unions have made significant strides in enhancing their digital banking platforms and addressing challenges posed by the pandemic, such as high deposit rates. However, today credit unions are facing a new focal point—data—which the 2023 Strategy Priorities Benchmark Survey conducted by Jack Henry & Associates® explores. In the report, respondents, including […]
How Credit Unions Can Use Data to Maximize Mission and Margin
From Amazon to Apple, the largest, most successful companies are using data to gain more significant consumer insights, produce better products and services, and capture more business. Financial institutions are no exception, with large banks currently having a competitive advantage over market and member data. However, podcast guest Sam Brownell, CUCollaborate CEO and founder, wants […]
The Unique Opportunity SECURE Act 2.0 Offers Credit Union Executives
Last year, we released our white paper, The 125% Credit Union Executive, with ground-breaking data describing how credit union leaders could unlock up to 25% more in assets from their executive benefits by applying optimized executive financial strategies. In late 2022, the Setting Every Community Up for Retirement Enhancement (SECURE) Act 2.0 was passed, including […]
Credit Unions & The Power of Liquidity in a Complex Financial Landscape
With a rising interest rate environment, inflationary pressures, and increasing loan-to-share ratios nearing 90%, credit unions must find ways to mitigate risks to their balance sheet, and accessing liquidity is an integral component. National Credit Union Administration (NCUA) Board Member Rodney Hood joins “C.U. on the Show” to discuss how establishing various lines of capital […]
How Bold Leadership Can Accelerate the Credit Union Movement
As credit unions continue to celebrate Leadership Month, Doug welcomes three credit union advocates in the fintech space to “C.U. on the Show” who believe leaders should get comfortable taking risks, innovating, and making bold strategic decisions if the credit union movement is to stay competitive—and survive. The conversation invites listeners to embrace bold leadership […]
Lessons in Leadership with NAFCU CEO Dan Berger
Credit unions are celebrating Leadership Month, so Doug was thrilled to welcome National Association of Federally-Insured Credit Unions (NAFCU) CEO Dan Berger, a significant leader in the credit union movement, to the show. NAFCU provides advocacy, education, and compliance support within the credit union industry. Berger is also an author, economist, and top lobbyist in […]
How Salary Insights Can Empower Credit Unions and Executives
How can credit union boards build more effective executive recruitment and retention packages? Further, how can executives advocate for themselves when discussing pay and benefits or considering an organizational move? On “C.U. on the Show,” Doug is joined by guests Sharon Messmore, products and services coordinator at CUES, and Dave Piper, vice president of operations, […]