You already know complexity. What you need is a fee-only fiduciary partner who can turn it into strategy—in your financial plan and in your investment portfolio—objective, ongoing, and built entirely around your goals.
We’ve found that our best work happens with people facing complexity—where stakes are high and strategy actually matters.
You’re making big decisions—retiring, selling a business, or shifting priorities. You need a strategy that sees the full picture. We help you coordinate investments, taxes, and life transitions in a way that keeps your values and goals aligned. It’s thoughtful, proactive planning—not guesswork.
You’ve built a mission-driven career—and earned benefits that require more than surface-level advice. We have deep expertise in credit union executive plans—analyzing and integrating (but never selling) split-dollar arrangements, 457(b), 457(f), 401(k), and retention bonuses. We create strategies tailored to executives’ needs that you won’t find anywhere else.
Your compensation isn’t simple—and neither is the impact it can have. We help you make smart, tax-aware decisions around stock options, deferred comp, and concentrated risk, with a strategy that connects the dots and keeps everything moving in the same direction: forward.
Our core strategies are designed to help you protect what you’ve built, plan for what’s next, and make smarter decisions along the way.
Here’s what it actually feels like to work with us—no edits, no incentives, and no filters. These reviews are real experiences from clients who value thoughtful guidance and long-term strategy from a fee-only fiduciary team.
My financial advisor, Pat Latta was very helpful during the financial review. He listened carefully, was patient, concise, answered all of my questions and offered advise when asked. He... read more
Elizabeth H.Thoughtful, insightful, and top-notch service!
Winston S.Doug English and ACT Advisors have been my financial advisors for almost 18 years. ACT performed as a true fiduciary always putting my financial interests as a first priority. ACT... read more
Gerry K.Wes is excellent about explaining everything we need to know.
Teresa L.Pat Latta is always keeping my risk threshold in mind and he is aware of my husband's health issues. He performs his job with professionalism and attention to detail. He... read more
Carol J.Doug and Wes are awesome, down to earth, the take complex issues and break them down into plain English (pun intended) and most of all - I feel safe with... read more
Harry g.Have questions? Here’s what many people ask before getting started.
What makes ACT Advisors different from other financial planners?
We’re a fee-only fiduciary financial planning and investment management firm with decades of experience and state-of-the-art technology. We don’t sell products, collect commissions, or offer surface-level advice—we partner with clients facing high-stakes financial decisions to align planning, tax strategy, and investments with clear intention.
Who is your financial planning process best suited for?
Our best work happens with individuals and families navigating complexity—credit union executives, senior professionals with layered compensation, business owners facing liquidity events, or anyone making a major life transition. If your financial life isn’t simple, you’re in the right place.
What does it mean to work with a fee-only fiduciary financial planning and investment management firm?
It means your interests come first, always. As fiduciaries, we’re legally and ethically bound to act in your best interest. As fee-only financial advisors, we’re paid only by our clients—not by product providers.
How does ACT Advisors help with executive compensation and complex benefits?
We specialize in strategies for executives navigating stock options, deferred comp plans, 457(b)/(f)s, and split-dollar arrangements. We integrate your benefits into your broader financial plan, help manage tax exposure, and build long-term strategies that connect your compensation with your life goals.
What’s included in your strategic planning process?
Our planning process includes a deep review of your income, cash flow, portfolio, compensation, tax picture, estate plan, insurance coverage, investments, and more. We connect all of it into one cohesive strategy—then stay engaged to adjust and optimize as life and markets evolve.
Can you help if I already have an investment portfolio or advisor?
Yes. Many of our clients come to us with existing portfolios, advisors, or partial plans. We offer a comprehensive review to identify gaps, risks, and opportunities. If we’re a better fit for your long-term needs, we’ll show you what that looks like—without pressure.
What happens when I fill out the form?
We’ll review your responses to understand your situation and goals. If it looks like we’re a strong fit for what you need, you’ll immediately see the option to schedule a call with one of our advisors. This conversation is designed to offer clarity, not a sales pitch—and if we’re not the right fit, we’ll still do our best to point you in the right direction.
Tell us a bit about your situation. Based on your responses, we’ll match you with the right Fee-Only Fiduciary Financial Advisor—or guide you to the planning approach that fits. Either way, you’ll walk away with clarity.
