How Higher Interest Rates May Affect Your Credit Union’s Sub-Debt Strategy
Recently, the economic environment has been turned on its head, and the effects present new challenges to credit unions. As a result, credit unions must proactively and strategically plan to navigate issues such as decreased deposits, dips in lending, and higher interest rates. During periods like this, “just-in-time” capital may provide the peace of mind […]
Executive Compensation Factors Credit Unions Should Evaluate Before a Merger or Acquisition
Has your credit union board considered partnering with a stronger credit union to expand your field of membership, improve the quality of your services, or mitigate financial concerns? Perhaps your board members and executives have already begun having informal conversations to see which institutions align best with your membership, employees, and community values. While it […]
What Credit Union Executives Should Consider Before Pursuing a Merger & Acquisition (Part 2)
One of the first steps in executing a successful merger and acquisition (M&A) is to find a suitable partner that meets specific financial, geographic, and membership growth opportunities. As “C.U. on the Show,” guest Harry Gunsallus explains, that partner can be another credit union—or a bank. While both a credit union and bank can present […]
