How Credit Unions Can Create First-App Status Using Data, Generative AI

In recent years, credit unions have made significant strides in enhancing their digital banking platforms and addressing challenges posed by the pandemic, such as high deposit rates. However, today credit unions are facing a new focal point—data—which the 2023 Strategy Priorities Benchmark Survey conducted by Jack Henry & Associates® explores. In the report, respondents, including […]

How Credit Unions Can Use Data to Maximize Mission and Margin

From Amazon to Apple, the largest, most successful companies are using data to gain more significant consumer insights, produce better products and services, and capture more business. Financial institutions are no exception, with large banks currently having a competitive advantage over market and member data. However, podcast guest  Sam Brownell, CUCollaborate CEO and founder, wants […]

The Unique Opportunity SECURE Act 2.0 Offers Credit Union Executives

Last year, we released our white paper, The 125% Credit Union Executive, with ground-breaking data describing how credit union leaders could unlock up to 25% more in assets from their executive benefits by applying optimized executive financial strategies. In late 2022, the Setting Every Community Up for Retirement Enhancement (SECURE) Act 2.0 was passed, including […]

Credit Unions & The Power of Liquidity in a Complex Financial Landscape

With a rising interest rate environment, inflationary pressures, and increasing loan-to-share ratios nearing 90%, credit unions must find ways to mitigate risks to their balance sheet, and accessing liquidity is an integral component. National Credit Union Administration (NCUA) Board Member Rodney Hood joins “C.U. on the Show” to discuss how establishing various lines of capital […]

How Bold Leadership Can Accelerate the Credit Union Movement

As credit unions continue to celebrate Leadership Month, Doug welcomes three credit union advocates in the fintech space to “C.U. on the Show” who believe leaders should get comfortable taking risks, innovating, and making bold strategic decisions if the credit union movement is to stay competitive—and survive. The conversation invites listeners to embrace bold leadership […]

Lessons in Leadership with NAFCU CEO Dan Berger

Credit unions are celebrating Leadership Month, so Doug was thrilled to welcome National Association of Federally-Insured Credit Unions (NAFCU) CEO Dan Berger, a significant leader in the credit union movement, to the show. NAFCU provides advocacy, education, and compliance support within the credit union industry. Berger is also an author, economist, and top lobbyist in […]

How Salary Insights Can Empower Credit Unions and Executives

How can credit union boards build more effective executive recruitment and retention packages? Further, how can executives advocate for themselves when discussing pay and benefits or considering an organizational move?  On “C.U. on the Show,” Doug is joined by guests Sharon Messmore, products and services coordinator at CUES, and Dave Piper, vice president of operations, […]

How LifeNotes Can Help Rescue a Deferred Compensation Plan

Stearns Financial Principal Eric Stearns and Senior Executive Consultant and Director of Business Development Jay Rogers are back on “C.U. on the Show,” sharing real-life use cases of their groundbreaking, proprietary method, the LifeNotes Strategy.  In previous episodes, Jay and Eric introduced the strategy and how it has helped credit unions fix or enhance their […]

LifeNotes Strategy Use Cases: How Credit Unions Can Add Flexibility to Life Insurance-Based Executive Benefits 

In a previous “C.U. on the Show” episode, Jay Rogers, senior executive consultant and director of business development at Stearns Financial, shared the firm’s groundbreaking LifeNotes Strategy. For over 40 years, Stearns Financial has worked with credit unions in succession and yield planning, retention, and balance sheet optimization. Its proprietary method involves credit unions and […]

How Higher Interest Rates May Affect Your Credit Union’s Sub-Debt Strategy

Recently, the economic environment has been turned on its head, and the effects present new challenges to credit unions. As a result, credit unions must proactively and strategically plan to navigate issues such as decreased deposits, dips in lending, and higher interest rates. During periods like this, “just-in-time” capital may provide the peace of mind […]