When You ACT,
You Get More

More strategy. More clarity. More of what matters—delivered by a fee-only fiduciary financial planning and investment management firm that puts your interests first.

We help successful families, executives, and professionals simplify complex finances, pursue tax-efficient strategies, and plan for what’s next.

Your financial life is complex—and moving fast. If you value strategy, clarity, coordination, and expert partnership, you’re in the right place.

Senior Executives Navigating
Complex Compensation

You’re managing a demanding career, and your compensation reflects it—stock options, RSUs, deferred compensation plans, and bonuses that carry real opportunity and real risk. You want to reduce tax friction, align benefits with long-term goals, and make informed financial decisions without pressure or product sales. We help design strategies to address complexity and support your financial goals.

Families Managing Significant Wealth and Pivotal Decisions

You have significant assets or income, growing complexity, and the responsibility that comes with both. You may be navigating major life events—retirement, a business sale, inheritance, or preparing to transfer wealth to the next generation. You want integrated advice that connects investments, taxes, estate planning, and legacy goals. We provide thoughtful collaboration, clear guidance, and a relationship grounded in trust.

Credit Union Executives with
Unique Benefit Packages

You’ve built a mission-driven career and earned benefits like 457 plans or split-dollar arrangements—benefits that require specialized, objective guidance. You want advice that aligns with your values, reduces unnecessary tax exposure, and takes advantage of your Tax Delta™ superpower. We understand the credit union movement and help you uncover opportunities within your current benefits package—so it works as hard for you as you do for your members.

Here’s What You Can Expect — And What You Won’t Get With Us

We guide you with intentional strategies—and never rely on gimmicks, commissions, or shortcuts. Here’s what sets us apart.

What We Do

What We Don't Do

Here’s What You Can Expect — And What You Won’t Get With Us

We guide you with intentional strategies—and never rely on gimmicks, commissions, or shortcuts. Here’s what sets us apart.

What We Do

What We Don't Do

Our Clients Say It Best

These reviews reflect the care, clarity, and professionalism we bring to every relationship. We encourage feedback—but never compensate or edit what’s shared. What you read here is 100% authentic. You can read more of our reviews here

  • Two years ago I was injured on the job and faced forced Retirement due to eventual medical termination. I had worked with Dino Dziergas a few years earlier in financial planning and had developed confidence and trust in his knowledge and ability to guide me through the investment world. I reached out to Dino and he has been invaluable in support, guidance and a secure feeling that I will survive this next phase of my life. I'd confidently referred anyone to Dino! Sincerely, Dorothy

    Dorothy Allen Avatar Dorothy Allen
    August 27, 2024

    We love working with ACT Advisors. Before we retired we signed up with ACT. We wanted validation that we were financially able to survive on our retirement saving and income. They provided us with reports and projections base on our portfolio that we could not only survive, but thrive in our retirement. That was 6 years ago and we have maintained our relationship ever since. We receive quarterly updates on our portfolio and where we are financially on our personal retirement roadmap. We also have the ability to call and ask for advice or to answer questions when we have the need. I highly recommend them!

    doug putnam Avatar doug putnam
    May 27, 2024
  • ACT Advisers has managed my money for a couple years as created a sound long term financial plan. The results have been great. They advised me on strategies to save on taxes and modeled the financial impact of buying and selling real estate as we first bought a second home and are now building our dream home on Amelia Island. They have been superb in all respects. I highly recommend them.

    Steve Harkins Avatar Steve Harkins
    May 27, 2022

    I highly recommend Pat Latta and ACT Advisors. Pat is very knowledgeable and responsive. He genuinely cares about his clients and is a pleasure to work with!

    Jean Donnan Avatar Jean Donnan
    May 27, 2024

I retired early with a little trepidation as perhaps many people do. A friend had been singing their praises to me for years. I kept my 401K with my employer... read more

Robert S.

My family and I have benefited from using ACT Advisors. Terrific folks to work with!!

Robert W.

ACT Advisors helps me understand the financial markets in so many different ways, personal one on one talks, news letters and even videos. They have helped me... read more

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These reviews are from current ACT Advisors clients who were not compensated for their feedback. Client experiences may vary and are not indicative of future results. Reviews appear as posted on a third-party site without editing.

Meet Our Team

From your first meeting to every milestone ahead, our team is here to offer steady guidance and exceptional service.

Recent Articles from Your Financial Advocates

See Around Corners. Navigate with Clarity.

It Starts with a Conversation—Not a Commitment

We don’t believe in sales pressure or one-size-fits-all advice. 
Just a thoughtful conversation about where you are,
what’s ahead, and whether we’re the right partner to help.