When You ACT,
You Get More

More strategy. More clarity. More of what matters—delivered by a fee-only fiduciary financial planning and investment management firm that puts your interests first.

We help successful families, executives, and professionals simplify complex finances, pursue tax-efficient strategies, and plan for what’s next.

Your financial life is complex—and moving fast. If you value strategy, clarity, coordination, and expert partnership, you’re in the right place.

Senior Executives Navigating
Complex Compensation

You’re managing a demanding career, and your compensation reflects it—stock options, RSUs, deferred compensation plans, and bonuses that carry real opportunity and real risk. You want to reduce tax friction, align benefits with long-term goals, and make informed financial decisions without pressure or product sales. We help design strategies to address complexity and support your financial goals.

Families Managing Significant Wealth and Pivotal Decisions

You have significant assets or income, growing complexity, and the responsibility that comes with both. You may be navigating major life events—retirement, a business sale, inheritance, or preparing to transfer wealth to the next generation. You want integrated advice that connects investments, taxes, estate planning, and legacy goals. We provide thoughtful collaboration, clear guidance, and a relationship grounded in trust.

Credit Union Executives with
Unique Benefit Packages

You’ve built a mission-driven career and earned benefits like 457 plans or split-dollar arrangements—benefits that require specialized, objective guidance. You want advice that aligns with your values, reduces unnecessary tax exposure, and takes advantage of your Tax Delta™ superpower. We understand the credit union movement and help you uncover opportunities within your current benefits package—so it works as hard for you as you do for your members.

Here’s What You Can Expect — And What You Won’t Get With Us

We guide you with intentional strategies—and never rely on gimmicks, commissions, or shortcuts. Here’s what sets us apart.

What We Do

What We Don't Do

Here’s What You Can Expect — And What You Won’t Get With Us

We guide you with intentional strategies—and never rely on gimmicks, commissions, or shortcuts. Here’s what sets us apart.

What We Do

What We Don't Do

Our Clients Say It Best

These reviews reflect the care, clarity, and professionalism we bring to every relationship. We encourage feedback—but never compensate or edit what’s shared. What you read here is 100% authentic. You can read more of our reviews here

  • Doug English and the ACT Advisors staff are well into their second decade with my family as trusted advisors. Doug helped me map out a feasible plan for early retirement and a secure financial future. Doug is always very responsive to any inquiry or need, and I love his levelheaded approach to financial success. I highly recommend Doug!

    David Weir Avatar David Weir
    May 27, 2024

    I have been a client of Doug English for 29 years. He is the most knowledgeable and caring investment professional I have every done business with. ACT Advisors is a top notch firm and LPL’s scientific approach to investing is tried and true. Without Doug’s guidance and expertise I would not be enjoying my retirement days free of financial worry. My family and I are truly grateful for him and his organization!!

    James McDaniel Avatar James McDaniel
    April 27, 2025
  • My family and I have benefited from using ACT Advisors. Terrific folks to work with!!

    Robert Wilson Avatar Robert Wilson
    May 27, 2024

    Although my account is very small, Pat Latta is always there for me ready to offer sound advice regarding my financial situation. I appreciate his attention to someone who is not among his biggest clients.

    Ed Ninestein Avatar Ed Ninestein
    May 13, 2025

Amazing group of advisors!

Christy S.

Pat Latta has been my financial advisor for quite a few years. He is incredibly good at his job & has always steered me in the right direction. I also... read more

Karis W.

Doug English has been our financial advisor for over 20 years not only with our personal portfolio but also our company's profit sharing retirement account and other company investments. He is... read more

Hubert S.

These reviews are from current ACT Advisors clients who were not compensated for their feedback. Client experiences may vary and are not indicative of future results. Reviews appear as posted on a third-party site without editing.

Meet Our Team

From your first meeting to every milestone ahead, our team is here to offer steady guidance and exceptional service.

Recent Articles from Your Financial Advocates

See Around Corners. Navigate with Clarity.

How Credit Unions Are Using AI to Support Board Communication and Strategic Planning

Artificial intelligence is rapidly reshaping how credit unions operate, communicate, and plan for the future. In this episode of C.U. On The Show, Doug English sits down with Jeremy Wood, Chief Strategy Officer at Innovations FCU, and AI strategist Kirk Drake to discuss how AI is transforming board meetings, strategic planning, policy development, financial analysis, and day-to-day operations.

Read More »

How Credit Union Boards May Use AI to Support Better Governance

In this episode of C.U. on the Show, Doug English sits down with Heather McKissick of CUES and Paul Barbato of TruStage to explore how boards can use AI to become more informed, strategic, and effective without losing sight of the human judgment and member focus that define the credit union movement.

Read More »

It Starts with a Conversation—Not a Commitment

We don’t believe in sales pressure or one-size-fits-all advice. 
Just a thoughtful conversation about where you are,
what’s ahead, and whether we’re the right partner to help.