Why Oil Prices Matter Less — But Still Move Headline Inflation
Lower oil “intensity” — less oil used per dollar of economic output — means energy shocks have a smaller impact on growth than in past
March 17, 2026
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More strategy. More clarity. More of what matters—delivered by a fee-only fiduciary financial planning and investment management firm that puts your interests first.
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You have significant assets or income, growing complexity, and the responsibility that comes with both. You may be navigating major life events—retirement, a business sale, inheritance, or preparing to transfer wealth to the next generation. You want integrated advice that connects investments, taxes, estate planning, and legacy goals. We provide thoughtful collaboration, clear guidance, and a relationship grounded in trust.
You’ve built a mission-driven career and earned benefits like 457 plans or split-dollar arrangements—benefits that require specialized, objective guidance. You want advice that aligns with your values, reduces unnecessary tax exposure, and takes advantage of your Tax Delta™ superpower. We understand the credit union movement and help you uncover opportunities within your current benefits package—so it works as hard for you as you do for your members.
We guide you with intentional strategies—and never rely on gimmicks, commissions, or shortcuts. Here’s what sets us apart.
We guide you with intentional strategies—and never rely on gimmicks, commissions, or shortcuts. Here’s what sets us apart.
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Over a decade ago , I decided it was time to get over my stock market phobia and I began to work with Doug English . It was one of the best decisions I have ever made ! He and the team at ACT advisors have been able to invest my money in ways that were profitable yet within my risk tolerance. They are always available for advice on “all things financial “ .. Buying a house ? Going solar ? Insurance ? Really ? Yes , really . They are there for you . Thank you Doug and ACT Advisors , you’re the best !
Ann MalphrusMy financial advisor, Pat Latta was very helpful during the financial review. He listened carefully, was patient, concise, answered all of my questions and offered advise when asked. He was hopeful about the future. Overall a good experience.
Elizabeth HillmanThorough, responsive, and transparent. I couldn’t be happier with the results.
Rod JarvisWe have been extremely fortunate to have ACT Advisors manage our investments for over 5 yrs. Patrick Latta is brilliant & their staff professional and customer service oriented. So glad we found them.
Linda LongThese reviews are from current ACT Advisors clients who were not compensated for their feedback. Client experiences may vary and are not indicative of future results. Reviews appear as posted on a third-party site without editing.
From your first meeting to every milestone ahead, our team is here to offer steady guidance and exceptional service.
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Lower oil “intensity” — less oil used per dollar of economic output — means energy shocks have a smaller impact on growth than in past
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We don’t believe in sales pressure or one-size-fits-all advice.
Just a thoughtful conversation about where you are, what’s ahead, and whether we’re the right partner to help.