We help those with significant wealth simplify complex wealth decisions. Our process is built for those who think ahead.
Turn market dips into potential tax savings. We monitor your portfolio throughout the year and capture loss opportunities when they arise, aligning them with your overall financial strategy.
We use disciplined stock and bond rotation strategies that lean into areas showing strength and step aside when conditions turn weak—designed to help manage risk and pursue long-term growth.
We combine low-total cost investing with coordinated tax, estate, and insurance planning to help keep more of your wealth working toward your goals.
With direct indexing, we replace traditional index funds with individual stock holdings—unlocking opportunities to customize your portfolio around your goals.
Direct indexing is a cutting-edge investment strategy that replaces traditional index funds with individual stock holdings. Learn how this approach not only lowers your portfolio costs but also unlocks powerful tax-loss harvesting opportunities. Direct indexing may provide opportunities to realize capital losses that can be used to offset gains, depending on market conditions and your individual tax situation. Potential benefits vary and are not guaranteed. Discover how ACT Advisors puts this strategy to work for clients without charging extra.
Direct indexing involves risks, including potential tracking error versus the benchmark index. Past tax-loss harvesting or performance results do not guarantee future outcomes.
At ACT Advisors, our investment committee works to craft investment portfolios tailored to your unique circumstances. Whether it’s aligning with your financial objectives, risk tolerance, or existing investment mix. We have a keen focus on minimizing costs to help optimize returns. Our investment screening process is designed to reduce all expenses, including management fees, tax drag, and structural inefficiencies. These are just a few of the strategic approaches we implement in our carefully constructed wealth portfolios.
If you’re navigating complexity and want a smarter way to manage wealth, you’re in the right place. Here’s what it looks like to work with ACT Advisors.
We go far beyond basic asset allocation. Our investment management includes portfolio construction, ongoing monitoring, tax-aware strategies like direct indexing and tax loss harvesting, and active stock/bond rotation to align risk with market conditions.
Instead of buying a single fund, direct indexing lets you own the individual stocks that make up an index. This creates opportunities for tax-loss harvesting, customization (such as excluding certain companies), and more precise control over gains and charitable giving.
It means we intentionally minimize hidden costs, fund expenses, and inefficiencies. By keeping fees low, more of your money stays invested and compounding for your future.
Our stock and bond rotation strategies use a disciplined, rules-based approach to align portfolio exposure with market trends. These strategies may not always be successful and involve risk of loss. Monthly, we rank fund categories by positive momentum, adjusting our portfolios to focus on the top performers. This includes a simple rule: prioritize funds with positive returns. If the optimal strategy is to hold cash, we’ll shift away to it to help protect your principal.
After analyzing your full financial picture—including tax returns, investment allocations, income streams, and estate documents—we design a cohesive strategy aligned with your objectives. We prioritize tax efficiency, risk-adjusted growth, and seamless coordination across all parts of your plan.
Our team handles execution from start to finish—opening accounts, transferring assets, and aligning holdings with your strategy. We coordinate with your CPA, attorney, or other professionals to ensure all moving parts are aligned.
We don’t just set a strategy and walk away. You’ll receive proactive updates, planning check-ins, and timely tax and investment guidance—especially as life and markets change. You’ll always know where you stand, and where you’re headed.
ACT Advisors is a fee-only fiduciary financial planning and wealth management firm. That means we never earn commissions and are compensated only by the transparent fees you see on our pricing page.